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funds
land, development, construction, bridge, income, non-owner
occupied residential and special use commercial real
estate for acquisition, refinance, cash out and infusion.
We have cultivated outstanding relationships with
a network of over 250 investors, primarily high net
worth individuals, REITs and pension plans, which
return to fund loans for new transactions time and
again.
Here are a few reasons investors
prefer to invest with Mentor Financial Group:
- Mentor Financial Group
has never lost penny of investors principal or interest.
- Mentor Financial Group has never
taken back a property in a foreclosure.
- Mentor Financial Group has documents
drafted by our legal counsel.
- Mentor Financial Group principals
see every property before funding.
- Mentor Financial Group meets
with all borrowers before funding.
The company uses the following guidelines:
- Loan
to Values (LTVs); 50% for land, up to 65%
for Development, Vertical
Construction up to 70% and Bridge up to 70%. Some
investors who have a
keen interest in the property from time to time
will loan at higher LTVs.
- Terms;
Most loans are made for a 12-18 month term, and
sometimes longer.
- Loans
fees; Paid by the borrower.
- Geographic
focus; We make loans in California and have
nationwide contacts.
- Size;
Typical loan size is $250,000 to $5 million. We
regularly see and fund
investment opportunities over $30 million.
- Interest
Rates; Typically 10-15%
Our investment packages typically
include the following; Preliminary Title Report, Purchase
/ Option Agreement, borrower documentation, opinion
of value (BPO) or appraisal, pictures of property,
and if available, designs and construction breakdown,
and etc.
Mentor Financial Group believes the
hallmark of successful money management is it ability
to mitigate risk and perform well during all phases
of the economic cycle, and not by achieving high returns
by accepting inordinate risk. Mentor Financial Group's
success is grounded in a thorough understanding of
underwriting commercial real estate and development
loans combined with providing impressive interest
rate yields to our investors. Please refer to our
web site at www.mentorfg.com for additional information,
current investment opportunities, recently transactions
and articles written by our team.
If you are ready to begin the process,
please begin by filing out our Investor's Questionnaire
and provide
us with the following basic information:
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